So yep, I’m jumping right into this blogging thing lol. The hubby and I are buying a home and while it is no doubt one of the most exciting things in life it is no doubt one of the most stressful things in life. I’ve been definitely documenting every step of the way so that I can give a candid list of suggestions and advice to those who are wondering about the process or who are already in the process. I do realize that everyone’s process is different so please note that this is based off of my own experience. So lets get right into it.
NO WE WERE NOT PREPARED! We were actually comfortably renting until some things took a turn to where we had no choice but to either find another rental property or zap our savings to suddenly buy a home. After etching in stone our wants and needs, we decided to go for the gusto and buy a home. Thankfully we had an awesome realtor who was with us every step of the way. Two things are important in this so far:
- Savings. Thankfully, we had one at the time (that we are now rebuilding). If you know that you want to buy a home, you should start saving as of yesterday. Attempt to save at least $5K and then work your way up. Start first by working on past due bills and whatever other debt is out there. Start with the smallest ones and work your way up to the larger ones, even consider payment plans for those doozie amounts. Then, start adding money to that new house jar so that when the time comes you can comfortably get the process rolling. If you had to unexpectedly make an expensive decision the way we did, this is where just saving money for a regular day comes in. Save. Even if it’s $10 or $20 per paycheck. It counts and will come in handy at some point…hell it will at every necessary point!
- Awesome Realtor. We initially went on Yelp to read reviews of our local realtors and during that search the Hub received a word of mouth recommendation and we went with the recommendation, and it was the best decision ever as this realtor has walked with us the entire way and has become like family to us. Make sure that your realtor makes you feel comfortable and most importantly make sure that he/she is knowledgeable and working diligently to get you want and need. Ask friends, family and co-workers about who they have worked with so you can hear about first hand experiences.
At this point we are in the final stages of closing and are preparing for the dreaded move. Although we will hire movers, we still have our work cut out for us with packing and doing some move out cleaning to our current place. We are saving money by going to our nearest grocery store and getting our boxes from there. If you go to U-haul or anywhere to purchase boxes, it’s really easy for those boxes to add up and get expensive. From my research it seems as if professional movers are pricey no matter what and most charge by the hour so it’s good to save up whatever the higher end of the quote may be to be on the safe side. To save on our professional movers cost and to preserve time, we will be dissembling and assembling our furniture ourselves as well as packing everything ourselves.
3. Get Free Boxes From Your Local Grocer
4. Dissemble and Assemble Furniture Yourself To Save on Pro Movers Costs.
As far as home repairs, they are extremely minimal (a few pipe leak repairs and all the rest is cosmetic) we are fortunate to have found our dream home, so although having to suddenly move was stressful and disheartening it worked out for the best for us. Be sure to have a professional inspector walk through so that you’ll know what you’re getting into. Some repairs may be so extensive that you may not want to purchase any longer, so be sure to get a seasoned inspector.
Lastly, don’t rush the process if you don’t have to! I stand behind the thought that when shopping for a home if it’s for you, it will speak to you. If you get any uneasy feelings, keep shopping. Also, even when it speaks to you there is always the waiting game of finding out if your offer has been accepted by the seller. So it’s nerves on top of nerves but it’s all worth it in the end!
I can’t wait to start working on the decor and getting ideas from you all!
Are you in the process of buying or shopping for a home? What’s your journey been like? Let’s talk!
Until next time,